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Terms of Service

ThePaydayLoans.ca (“ThePaydayLoans.ca” or “we” or “our”), owns and operates the website located at www.ThePaydayLoans.ca, (the “Site”). By using this site, you are agreeing to the terms and conditions set forth in this Terms of Use and otherwise contained in this website. If you do not agree to them, please do not use this website. We may change the Terms of Use at any time. By using the Site after a change, you agree to follow and be bound by the Terms as changed. Please read our Terms of Use regularly.

Site Contents

You should assume everything you see, hear, or otherwise receive from or on the Site is copyright, trademark, trade dress or other intellectual property owned and/or licensed by ThePaydayLoans.ca. The Contents (the Contents) of the Site include designs, logos, images, icons, photographs, trademarks, text, software, sounds, music, the Site as a whole and any other materials at the Site. You may use or download the Contents solely for your personal, non-commercial purposes, provided you keep all copyright and other proprietary notices with them. No other type of use is permitted. Downloading or copying the Contents does not transfer any rights, title or interest of any Contents to you. The downloading or export of software or technical data from this Site to any jurisdiction in violation of Canadian export laws is strictly prohibited.


We recognize the need for appropriate protection and management of the personal and financial information you share with us. We take reasonable steps to protect your personal information using physical, electronic or procedural security measures appropriate to the sensitivity of the information in our custody or control, which may include safeguards to protect against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.

Comments, Submissions and Information

We welcome your comments regarding our products and our services. However, any idea, suggestion, or other information you transmit to the Site is, and will be treated as, non-confidential and nonproprietary. Any comment, idea, suggestion, response or other material or information you or others transmit to us through this Site or otherwise shall become entirely ThePaydayLoans.ca property. This includes personal information about you and your use of the Site. Please review our Privacy Policy for more information. You promise that no information or material you transmit to ThePaydayLoans.ca will violate anyone else’s right, including copyright, trademark, privacy rights or other rights. You may not transmit any information that is or contains threatening, scandalous, defamatory, libelous, pornographic, inflammatory, profane or otherwise unlawful, abusive or obscene material. You shall be solely responsible for the content of any Comments you make. ThePaydayLoans.ca is not responsible or liable for the content of information that others post at or transmit to the Site, for any error, omission, libel, defamation, pornography, slander, obscenity, falsehood or profanity contained in any such information, or for the conduct of any Site user. Without limitation to anything contained herein, confidentiality cannot be guaranteed for transmissions over the Internet. Internet transmissions are vulnerable to interception, use and/or alternation by persons other than the intended recipient. If you choose to communicate by the Internet, you do so at your sole risk and ThePaydayLoans.ca hereby expressly disclaims any liability in relation thereto.

Product Information

Products displayed on the Site are delivered in Canada. Prices are valid and effective only in Canadian currency. We have tried to accurately display the colors of our products on the Site. However, the colors you see will depend on your monitor and its settings. We cannot guarantee that your monitor’s display will be accurate. You agree that ThePaydayLoans.ca is not a lender and is not a broker or issuer of the products featured on the Site.  Any products and services advertised at ThePaydayLoans.ca or made available to you after you receive a financial product from an issuer, remain the sole responsibility of the respective product vendors and service providers.

Links to Other Sites

If you have any concerns regarding any outside site linked to or from the site, please direct them to the owner or operator of the site. ThePaydayLoans.ca is not responsible for any outside sites, services or other materials linked to or from the Site, and disclaims all liability for any injury you may experience by using such materials. As well, any such linked sites shall not imply:
  1. Any sponsorship, affiliation or association of ThePaydayLoans.ca with the owner of the website, or with the creator, operator and/or sponsor of any such products or services referenced on the website, if other than the owner; and ThePaydayLoans.ca expressly disclaims any liability in relation thereto; or
  2. An endorsement by ThePaydayLoans.ca of any product, service and/or third party referenced on such site.


Use this Site at your own risk. ThePaydayLoans.ca provides this site, all contents, and all services offered through or from this site as is without express or implied warranty, including but not limited to the implied warranties of merchantability, fitness for a particular purpose or non-infringement. ThePaydayLoans.ca also does not warrant that your use of the Site, the operation or function of the Site, or any services offered through or from the Site, will be uninterrupted or error free, that defects will be corrected, or that this Site or its server are free of viruses or other harmful elements. ThePaydayLoans.ca does not make any representations regarding the currency, accuracy or reliability of information on this Site. As well, over time, some of the information may become outdated. ThePaydayLoans.ca shall not be liable for any damages related to your use of or inability to use this site, including without limitation direct, indirect, special, compensatory or consequential damages, lost profits or loss of or damage to property, even if thepaydayloans.ca, has been advised of the possibility of such damages. If you are dissatisfied with the Site, any of its Contents, or any of these Terms, we would like to hear from you. You may contact us at [email protected] However, your sole and exclusive legal remedy is to stop using the Site.


You agree to defend, indemnify and hold ThePaydayLoans.ca harmless from and against any claims, damages, costs and expenses, including legal fees and disbursements, on a solicitor and client basis, arising from or related to your use of the Site or your violation of any of these Terms and Conditions.


Unless otherwise specified, ThePaydayLoans.ca displays this Site and the Contents solely to market and promote payday loans, products and services in Canada. ThePaydayLoans.ca controls and operates this Site from its offices in Toronto, Ontario. These Terms shall be construed in accordance with the laws of Ontario, Canada, without regard to conflicts of laws. Any provision or limitation of liability of ThePaydayLoans.ca stated in this Terms of Use or elsewhere on this website or otherwise shall be interpreted independently, notwithstanding any overlap or repetition, and shall be construed without limitation to any other provisions or limitation of liability contained herein or otherwise available to ThePaydayLoans.ca. These Terms are the entire agreement between you and ThePaydayLoans.ca, relating to the Site or its Contents. Any other agreements between you and ThePaydayLoans.ca are superseded and have no force or effect.


If ThePaydayLoans.ca believes you have failed to comply with these Terms, or for any other or no reason, ThePaydayLoans.ca, may deny you access to the Site immediately without notice. The restrictions, including restrictions with respect to the Content, disclaimers and liability limitations in these Terms shall continue to apply. Upon denial of access, you must promptly destroy all Content downloaded or obtained from this Site, as well as all copies of Content.



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Contact Us

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Toll Free: 1 (888) 959 - 3350
Email: [email protected]