Maximum charges permitted in Alberta for a payday loan: $23 per $100 lent
We charge: $23 per $100 lent
For a $300 loan for 14 days:
Total cost of borrowing = $69
Annual Percentage Rate = 600%
This information meets the requirements of the Payday Loans Regulation under the Fair Trading ActMaximum charges permitted in British Columbia
for a payday loan: 23% of the principal
We charge: 23% of the principal
For a $300 loan for 14 days:
Total cost of borrowing = $69
Annual Percentage Rate = 600%
This information meets the requirements of the Business Practices and Consumer Protection ActMaximum charges permitted in Manitoba
for a payday loan: 17% of the principal
We charge: 17% of the principal
For a $300 loan for 12 days:
Total cost of borrowing = $51
Annual Percentage Rate = 517%
This information meets the requirements of the Manitoba Consumer Protection Act$300 loan for 14 days
Principal Amount $300.00
Total Cost of Borrowing $75.00
Total To Repay $375.00
Annual Percentage Rate - APR 651.79%Maximum Allowable Cost
per $100 Borrowed:
$21.00
Our cost per $100 borrowed:
$21.00
Example: Your $300 loan for 14 days
Amount Advanced: $300.00
Total Cost of Borrowing: $63.00
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Total You Repay: $363.00
This poster is required under the Payday Loans Act, 2008
$23
Per $100 Borrowed
Example: $300 loan for 14 days
Principal Amount $300
Total Cost of Borrowing $69
Total to Pay $369
This information conforms to the requirements of The Payday Loans Act.
Our cost per $100 borrowed:
$24
Example: Your $300 loan for 14 days
Amount Advanced: $300.00
Total Cost of Borrowing: $72.00
Total You Repay: $372.00
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Annual Percentage Rate = 626%
Document Instructions
All documents must be submitted as images or PDF documents.
Photo ID Specifications:
- We accept:
- Driver’s License
- Health Card
- Canadian Passport
- PR-Card
- Photo ID copy can be produced by using:
- Scanner
- Digital camera
- Cell phone camera (on most modern phones)
- Copy can be an image (.JPG or .JPEG) or PDF file
- Size must not exceed 1 Mb (megabyte)
- Copy must be sharp, colored and readable
Address Proof
- Acceptable utility bills:
- Home phone
- Cell phone (only from Rogers, Fido, Telus, Bell, SaskTel)
- Cable Internet
- TV
- Water, Gas, Heating
- Copy of utility bill can be produced by using:
- Scanner
- Digital camera
- Cell phone camera (on most modern phones)
- Utility bill must not be older then 3 months
- Copy can be an image (.JPG or .JPEG) or PDF file
- Size must not exceed 1 Mb (megabyte)
- Copy must be sharp, colored and readable
Bank Statements - For Mac users with Safari Browser
Most banks provide an option to print monthly statements via their website (contact your bank for help).
Here is how to print monthly statement to PDF document instead of paper:
- Login to your bank's website
- View monthly statement for the last month;
All transactions for selected month should now be displayed - Find & click "Print this page" button
- Pop-up window should appear with Print settings:
- Click on PDF drop-down list, and choose "Save as PDF…" option
- Type a file name, select destination folder, and click save
- Please, repeat this procedure in order to generate two more PDF documents for second and third last months. At the end, you should have 3 PDF documents that cover statements for the last 3 months.
Bank Statements - For Windows users with Google Chrome Browser
Most banks provide an option to print monthly statements via their website (contact your bank for help).
Here is how to print monthly statement to PDF document instead of paper:
- Login to your bank's website
- View monthly statement for the last month;
All transactions for selected month should now be displayed - Find & click "Print this page" button
- Pop-up window should appear with Print settings:
Click on "Change" button
- Click on "Save as PDF" option
- Make sure "Destination" is set to "Save as PDF", and click "Save" button
- Type a file name, select destination folder, and click save
- Please, repeat this procedure in order to generate two more PDF documents for second and third last months. At the end, you should have 3 PDF documents that cover statements for the last 3 months.
Bank Statements - For Windows users with Internet Explorer or FireFox
Windows users who use Internet Explorer or FireFox will not be able to print documents to PDF files, unless they purchase and install Adobe Acrobat or a third party driver such as Cute PDF.
SOLUTION: Install Google Chrome in 5 minutes – its free, super fast, and has everything that you need already built-in. Google Chrome can be downloaded from this link: http://www.google.com/chrome
When you finish installation, just follow quick instructions for Windows users with Google Chrome!
Questions?
To get a general idea about the loan application process, view the workflow diagram on How We Work page.
If you have questions, please visit FAQ page, chances are - you will find your answer there.
If you did not find the answer on the FAQ page, please send us an e-mail to: [email protected] We will be glad to help you!